Cross River Stock Price, Valuation & IPO
Private company — Cross River is privately held. Its shares are not listed on any public exchange and can only be accessed through private secondary transactions.
Status source: AXEVIL investment team
$60.45 per share (AXEVIL consensus estimate)
Source: AXEVIL consensus of recent secondary transactions · as of 27 October 2026
Last round valuation: $3B
Source: D, March 2022, post-money
Total raised: ~$725M
Data last updated: 27 October 2026
About Cross River
Banking-as-a-Service for fintechs and crypto companies: deposits, lending, ACH processing, card issuing. Partners include Coinbase, Affirm, Stripe, Rocket, and Upstart.
Cross River Bank is a fully licensed bank that operates as an API. Founded in 2008 in Fort Lee, New Jersey. Fintech companies plug accounts, payments, cards, and lending into their product as easily as any cloud service, while Cross River takes on the entire regulated side — the license, supervision, customer verification, and compliance. That is how Affirm's installments, Upstart's and Upgrade's loans, Coinbase's dollar accounts, and card issuance through Stripe are built; more than 100 technology partners in total, including X. In Q1 2026 the bank earned $11.5M. Current valuation is $3B from a Series D (March 2022); roughly $725M raised.
- Sector: Fintech
- Headquarters: Fort Lee, NJ
- Founded: 2008
Key highlights
- The valuation has not changed in four years, while the business has. The last public valuation was more than $3B in March 2022.
- Profit is being held down artificially and reversibly. An FDIC consent order has been in force since April 2023; in Q1 2026 the bank earned $11.5M against $40.1M at Celtic Bank, which is half its size.
- X Money is a way into an audience competitors do not have.
Funding rounds
| Date | Round | Price / share | Post-money valuation |
|---|---|---|---|
| 30 March 2022 | D | $105.14 | $3B |
Latest news
- Cross River acquires Accrue's wallet and loyalty programs platform — 20 October 2026
- Cross River integrated the Ripple RLUSD stablecoin into its banking platform — 15 October 2026
Frequently asked questions
How can I buy Cross River stock before the IPO?
Not on a public exchange — Cross River is privately held. Shares change hands only in private secondary transactions. AXEVIL structures those as dedicated US special purpose vehicles for accredited investors, subject to availability and to the rules of your jurisdiction.
What is the Cross River stock price?
A private company has no single official share price. AXEVIL's consensus estimate is $60.45 per share as of 27 October 2026. Its most recent round implied a post-money valuation of $3B (March 2022).
What is Cross River's valuation (net worth)?
Cross River's most recent funding round valued the company at $3B post-money (March 2022) — the latest primary-market measure of what the company is worth. Secondary trades can price its shares above or below that round.
When will Cross River IPO?
No listing has been announced. AXEVIL does not forecast IPO dates — this page states what has actually been filed or reported, with the date it was last checked.
Is Cross River publicly traded?
No. Cross River is a private company and its shares are not listed on any public exchange.
Does Cross River have a stock symbol?
No. Cross River has no ticker symbol because its shares are not listed on any exchange; a symbol is assigned only at an IPO or direct listing.
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Risk disclosure
Nothing on this page is an offer to sell or a solicitation to buy any security, and it is not investment advice. Valuations and share prices shown here are AXEVIL estimates built from primary sources — filings, announced rounds and completed secondary transactions — not quoted market prices, and they can be revised. Private-company shares are illiquid, may be impossible to sell, and the entire amount invested can be lost. Availability depends on your jurisdiction and on accredited-investor status.